Follow These Tips BEFORE Starting Your Home Buying Journey

These quick tips can make your home buying and financing experience much better.

Credit is such an important part of your home buying journey. Your credit score can determine which loan programs are available, the amount of required down payment, and your interest rate. Credit scores are a snapshot and your score can fluctuate based on such things as: credit card balances, open collections or payments that are reported 30 days past the due date. Here is a quick checklist to follow before you start the home buying journey. It is best to start working on the checklist at least 90 days before pre-qualifying for your home financing.